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Female motorists are putting themselves at risk by carrying an excessive amount of personal items in their vehicles.

Research by Sheila’s Wheels shows an average of £129 worth of personal items are left in cars on a daily basis by female motorists - with 38 per cent of women drivers admitting to leaving four personal items in their car and 18 per cent leaving seven or more.

Leaving personal belongings unattended in a car increases the chances of a break-in by opportunist thieves who could force a lock or smash a window. This in turn could lead to an expensive car insurance claim that could wipe-out or reduce a no-claims bonus and increase annual premiums.

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1. NEVER take the first quote - The first quote you get on your car is most likely to be quite high. Insurance companies known that until you have received a few quotes you will not know a realistic one that will suit you. So never take the first quote you receive no matter how good the deal seems.

2. Phone the companies - When you have a few companies that have caught your attention phone up the companies or car insurance brokers (3rd parties who are simply giving you a quote and not actually ‘underwriting’ your policy) see what quotes they are giving and if they can give any better.

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One of the most bogging management issues in our lives is undoubtedly our continuous efforts to keep unnecessary expenses at bay. And if you happen to own a car, your degree of concern is even higher. In this context, if you had always been looking for a solution to take care of your car expenses in the most effective and economic manner possible, then cheap car insurance is the one for you. It ensures that you are in a financially comfortable position, whether the setback comes in the form of an accident or theft.

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This short report aims to assist you in getting lower premiums. Many techniques are available to help reduce your car insurance young drivers in Britain monthly costs. Some involve finding the right companies to get quotes from although other methods take place over a longer period and take some time to reduce the price of your cover. Some of the methods will not work for you but if you a searching for car insurance young drivers in Britain lots of ideas and techniques are given to help you reduce the costs with your insurer.

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* Install Theft Devices - this usually get discounts on car insurance. Some insurers would provide discounts of up to 36%.

* Consider Multiple Car Discount - if you have two or more cars or another fixed asset it makes sense to insure all of them at the same company.

* Complete a defensive-driving class or have a clean driving record – it could result in certain discounts.

* Pay your bills in a timely manner - and you would increase your insurance score and decrease insurance premium.

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